The health insurance scam is very common nowadays. Since last few years, many people were scammed by the fake insurance companies. They do not have any papers and any permission of providing any kind of financial solution to the people. How to avoid health insurance scams and find out the better insurance companies? To avoid being scammed, you must know all signs that a scamming company can carry.
Some signs of health insurance scams are given below.
- Forcing by showing logic to get their service
A good insurance company will never force you to sign up for the insurance service. They will answer your question but never ask you to sign up for the deal. You can easily catch up one bad company if you feel like you are being forced indirectly. Sometimes they do not do it directly but they show the advantages of getting insurance from them and then force you indirectly.
- Cheap insurance offer
Most of the bad insurance companies offer insurance at cheap. They know that they will not get customers if they offer the same thing as the government registered insurance companies are doing. So you must not get fooled by them. If you see anything too good to believe then you should obviously step back.
- Attractive website but less popular
The very first thing that the insurance scammers do is make a fake website and then they do the search engine optimization of it. Some people come to the website and then they get attracted by the website design. They keep many false reviews too. They make a perfect environment to convince anyone to get their insurance package. So do not be fooled by seeing any attractive website. You must check the popularity of that company and find on Google places if that company is available anywhere. NO PERMANNET OFFICE!
This is the most important thing that you should check. After contacting with any insurance company online, you must ask for their address and visit their office. They can make a good looking website but they cannot make a good looking office if you do not have the registration. If they are registered and they have a semi-good looking office, then verify their papers. To verify their papers you may need to go to a government office. If you see that they are quite good to be chosen then you can choose them.
- Talk much prove less
How to avoid health insurance scams and get the best one for home insurance or car insurance? Well, most of the fake companies will talk too much and prove less. They will not prove the quality of their service much but they will talk about it repeatedly. It is like telling you about what they are going to do but they have not any good review on it.
Health insurance frauds have grown up in a good number since last few years. More than the good companies, you will see many frauds. So be clever and smart to filter them out.