Online bank account has blessed people in many ways. You can check your account balance and do any kind of transaction right from your home. Most of the modern banks offer online banking. It is good for both banks and the customers. If people can do the banking task from home then less people will come to the bank and it will be easy to control customers for the banks. Simple tips to protect your online bank account will be mentioned later but first the advantages of online banking will be discussed at next.
Advantages of online banking
- Safe banking: You can do safe banking through online. There is no need to worry about losing your credit card with the money. Safety of online banking depends on both the bank and customers. If the bank cannot make a perfect security system for their customers then the hacker can easily hack the online banking IDs and then take all money. As a customer, you should also stay alert and should not let the hackers hack your ID.
- Easiest method of banking: Online banking is the easiest way of banking. You will not have any need to stand one a queue to get the report of your bank account. You can check the balance of your bank account at any time and you can send money to your friends and the colleagues and anytime and anywhere.
Some simple tips to protect your online bank account are given below.
- Keep a unique password: Sometimes banks assign passwords for all online bank IDs and some other banks let their customer to make their own ID and set the password. If you are setting the password then you should obviously choose a hard to guess and unique password. Do not let anyone know the password of your online banking ID. If you have the habit of forgetting anything fast then you should write down the detail of your online banking on a paper and then keep it in a safe place.
- Keep two-step verification system: If your bank offer two-step verification system every time you login to your bank account then it will be hard for the hackers to hack your ID. Two-step verification means after successfully entering the password, a code will be sent to your mobile number, which you must enter to login with your ID or there can be a security question, which you must answer. Well, banks usually keep the online banking system secured and they keep experts to fight against the hackers. By yourself, you should stay alert and if you can see any kind of unknown transaction then you should obviously let the bank know about it and close all kinds of further transaction until your ID come back under the hood.
These simple tips to protect your online bank account will help you to keep your online banking ID safe from the hackers. Enjoy online banking without worrying about the safety of your online bank account.