While using a credit card is easy and efficient, what makes it cumbersome is paying bills. However, if you have an SBI credit card you can rest assured that you will not be losing your mind or time paying bills. With a myriad of SBI credit card payment options available, both SBI credit card apply online and offline, you can pay your bills conveniently on time and enjoy the unlimited benefits offered by your SBI credit card.

SBI Credit Card Bill Online Payment Modes

There is a long list of modes through which you can do your SBI Bank credit card online bill payment. What these modes are and how to avail them are stated below.

SBI Online

To do SBI credit card payment through online banking you need to follow these steps-

  • Login using credentials to onlinesbi.com
  • Under ‘Bill Payments’ choose ‘Manage Biller’
  • Click on ‘Add’ and choose ‘All India Billers’.
  • Choose ‘SBI Cards and Payment Services Pvt. Ltd’ and register the biller by entering the necessary details and validating it with an OTP.
  • Once registered, click ‘View/pay bills’ to view and pay your bills
  • Choose ‘Without bills’ options, click on ‘SBI Card’ and proceed with your SBI credit card payment

Paynet-Pay Online

SBI credit card bill payment can also be done through Paynet-Pay Online facility offered by SBI Card.

Use Paynet-Pay Online through your SBI online account-

  • Login using credentials to your SBI account
  • On the dashboard, choose the ‘Pay Now’ option
  • You will receive a Transaction Reference Number once the SBI bank credit card payment is complete

Use Paynet-Pay Online without SBI online account-

  • Go to https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp
  • Fill in the details requested for and complete the SBI credit card bill payment

Mobile Banking

You can use the SBI mobile banking for SBI card bill payment if your SBI credit card is registered with it.

  • Login using credentials to your SBI mobile banking account
  • On the ‘Account Summary’ page, choose the ‘Pay Now’ option
  • Enter your email ID and mobile number if not already registered
  • Enter the SBI credit card bill payment amount
  • Choose the bank name and the payment method from the drop-down
  • Click ‘confirm’
  • Once redirected, authorize the request and complete the SBI bank credit card online payment

SBI credit card payment through Auto Debit

Through this SBI credit card online payment method you can have your monthly credit card bills auto-debited from your account. However, you need to register for the service. The form for the same can be found on https://www.sbicard.com/en/forms-central.page.

National Automated Clearing House or NACH

Using the National Automated Clearing House (NACH) mandate, you can authorize SBI to automatically deduct the outstanding credit card bill directly from your bank account on the due date and credit your credit card account on the same day. You can enrol for NACH mandate on https://www.sbicard.com/sbi-card-en/assets/docs/pdf/forms-central/nach.pdf Once duly filled, you need to send the form to SBI.

NEFT

This is another safe and fast method of making SBI card bill payment through your bank account.

Log in to your bank account and opt for NEFT payment. The IFSC code for making SBI Bank credit card online payment through NEFT is SBIN00CARDS.

SBI debit card

Through the SBI card bill desk you can make SBI bank credit card payment using your SBI debit card.

  • Go to https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp
  • Enter the details requested for along with you SBI credit card number
  • Click the ‘Pay Now’ option

SBI YONO app

SBI bank credit card online payment can also be done through SBI’s YONO app.

  • Download the YONO app and register using your debit card number or internet banking account.
  • Once registered, log in using your credentials
  • Under ‘My Relationships’ click on ‘My Credit Cards’ and choose the SBI credit card
  • Follow the steps and your credit card bill will be paid and will reflect on your credit card account immediately

Electronic bill payment

Electronic bill payment can be done through net banking and mobile banking of SBI.

  • Login to your account using your credentials
  • As your biller add your SBI credit card
  • Enter the details requested for and proceed to make the payment.

Pay Via UPI

This is another fast, safe and hassle-free means of making SBI card bill payment.

  • Login using your credentials on the BHIM SBI Pay App
  • Select ‘Pay by VPA’ (VPA stands for Virtual Payment Address).
  • Enter your VPA handle name
  • Enter the amount to be paid and click ‘Go’.
  • Validate the transaction with your MPIN and click ‘Submit’

Your credit card bill will be paid and will reflect on your credit card account immediately

SBI Credit Card Payment Offline Modes

SBI credit card bill payment offline methods are as follows-

Pay at the count

SBI credit card payment can be done offline in cash by visiting an SBI branch. It might be important to note that bill payments in cash attract certain charges.

Electronic Dropbox

SBI credit card payment by cheque can be done by dropping a cheque at an electronic dropbox. You can find an electronic dropbox in an SBI branch. The SBI credit card number will be your payee and will be written as ‘SBI Card No. XXXX XXXX XXXX XXXX’. Once dropped, you would get an instant acknowledgement receipt confirming the payment.

Manual Dropbox

SBI credit card payment by cheque can be done by dropping a cheque at an SBI dropbox. There are more than 500 such drop boxes all over the country. Don’t forget to write your name and registered phone number on it. The SBI credit card number will be your payee and will be written as ‘SBI Card No. XXXX XXXX XXXX XXXX’

ATM funds transfer

You can also pay credit card bills offline using your SBI debit card at any SBI ATM.

Choose any of the above-mentioned methods to pay your credit card bill on time. Not only will this help you avoid late fees and interest charges, but also help you improve your credit history.