As a homemaker, you’ve devoted years of your life to managing the household, caring for children and a spouse and let’s face it, doing a whole bunch of hard, unpaid work. Should you find yourself an empty nester contemplating what comes next, or need to step up and find a wage-paying job as a result of changing circumstances, it can be hard to know where to begin when it comes to getting your financial life on track.

Lower Your Food Expenses

As humans, we need to eat, and naturally one of the biggest expenses in any household is food. Cut down on expenses by clipping coupons or taking advantage of rewards programs at your local supermarket, and avoid eating out as much as possible. While convenient, packaged and microwavable options and snacks cost more than buying their raw, whole food counterparts—you’ll save when you stop focusing on convenience.

Cut Other Expenses

Consider refinancing if you own your home to cut down on overall housing costs. Additionally, you may want to trim the fat when it comes to other monthly expenses like cable or internet. While internet is a utility at this point, calling your provider and asking for a discount may get a percentage taken off your monthly payment. Be conscious of how much electricity, air conditioning and water you’re using, too. These things add up.

Consolidate Debt

Debt can be a burden for anyone—but when you’re a displaced homemaker trying to make ends meet, debt can feel like a pit you can’t get out from. If you’re having trouble making monthly payments, consider consolidating—you’ll still have a monthly payment, but you’ll only be paying for one credit card bill a month. Find out more about getting back on track by clicking the link.

Polish Your Resume

While your resume will undoubtedly have a very wide gap, and in this day and age, industry standards have rapidly changed with each passing year, keep track of all the skills you’ve honed as a homemaker. Have you coordinated PTA events, managed parent volunteers, are you an active social media user or a skilled household budgeter? All these things are easily transferrable skills. Consider talking to a professional for advice as to how to put together a resume, or consider registering with a temp agency that can vouch for your unique blend of skills.

Learn More About Assistance for Displaced Homemakers

The displaced homemaker definition covers a wide range of situations. It may be a person who has worked as a primary caretaker in the home without compensation or an adult out of the workforce who is having trouble finding employment.

In the United States, as well as in the UK and Europe, there are a number of resources available to this group—helping find employment, go back to school, as well as taking on things like where to find childcare and how to be more assertive in the workplace.