Will you be willing to spend money on something that will save you money in the long run? Sounds good, doesn’t it? Car insurance is something that can provide you with this amazing feature. Comprehensive car insurance allows you to bypass your financial liabilities in case of an accident- for yourself as well as third-party, saving you a lot of money in the long run.

Car insurance does not necessarily encompass all the benefits that you might need for the best-provided safety. That’s when add-ons come to the rescue. You can buy these add-on covers for additional benefits from your insurance policy and enhance the coverage. These covers increase the financial protection for your car with some extra amount added to the premium. It can be bought when you buy car insurance or later on if you wish, only when it is comprehensive.

Want to know the great benefits that you can procure with add-on covers? Read on to find out all the answers!

Types of Add-on Covers

Add-on covers may vary according to the motor insurance plan of different companies. The variations, as well as premium price, differs depending on your vehicle, location, and the company norms.

With that being said, here are the most common add-on covers provided by insurance companies:

  • Zero depreciation cover
  • Return to Invoice
  • Engine and gear-box protection
  • Tyre protection
  • Breakdown assistance
  • Consumable cover

Benefits of Add-ons

Here are the benefits you can avail with each add-on. You can opt one or more of these covers for your vehicle at any point of time if you own comprehensive car insurance, whether you buycar insurance online or offline.

Zero Depreciation Cover

When you only own comprehensive insurance, the reimbursement is only done once the depreciation value has been deducted from the total cost.

With this cover, you will be able to claim for 100% repair cost coverage without any depreciation deductions.

Engine and Gear Box Cover

Engine and gearbox repair is not considered under insurance policies. This cover will enable you to claim even for the repair or refurbishing of these parts.

Consumable Cover

The smaller elements such as lubricants, nuts, bolts, etc are not covered under regular motor insurance. When you have this add-on cover, you can claim for 100% reimbursement of these components as added to the repair cost.

Return to Invoice

In case of theft or irreparable damage of your car, the insurer will reimburse a lump-sum amount of the current market value of your car.

Tyre Protection

Under regular insurance covers, tyre damage is only covered in case of an accident. With this insurance, you can avail coverage on tyre bursts, bulges, or slits at any time.

Breakdown Assistance

With this cover, you can call the insurance company if your car ever breaks down and they will make arrangements for immediate repairs.

A car is also a machine that often breaks down and ends up incurring exorbitant expenses for repair. Save your money with comprehensive car insurance and these add-ons to get the best value of your money!