Union Bank Credit Cards – Check Eligibility, Reviews to Apply

Union Bank of India gets listed as one of the largest government-owned banks in India. It offers hassle-free and advanced banking services and facilities with an aim to serve the customers in the best way. Customer’s convenience and satisfaction is the main priority of the bank. It delivers distinguished services, benefits, and facilities with its credit cards. It designs the credit cards considering varying requirements of the customers. Let’s know about the best credit card from Union Bank of India.

Union Bank Credit Cards

Union Bank of India Usecure Credit card:

One can avail the Union Bank of India Usecure Credit card against term deposits. The cardholders can spend 80% of the term deposit using the credit card. Union Bank of India offers exclusive benefits for travel, dining, and entertainment. The bank doesn’t charge joining fee and annual fee as well as renewal charges on this card. The cardholders also get an insurance cover of Rs 5 lakh on accidental death cases and Rs 8 Lakhs on-air accidental death.

On spending Rs 100 using the credit card, the cardholders will earn reward points every time. If you spend Rs 100000 per month using the credit card, you will earn 1 Union Point on every Rs 100 spend. If the expense is between Rs 10001 – Rs 30000, you will receive 1.5 Union Points and spending over Rs 30000, you will receive 2 Union Points. You need to redeem the earned Union Points to purchase anything. Union Bank of India doesn’t charge anything as redemption charges.

The cardholders get 20% spending limit on the annual gross salary. Union Bank of India charges low-interest rates with a maximum free credit period up to 50 days. The cardholders get the flexible-payment option with this card. You also get the refund on the fuel surcharge. You can use the card for making online payments. The cardholders get free Airport Lounge access at Domestic and International Airports.

Visit the nearest branch or the home branch with the required documents. Term Deposit is the first eligibility criterion. Fulfilling the eligibility criteria, you can apply for the credit card and enjoy the benefits and rewards offered by the bank. Don’t forget to provide mobile number and email ID in the application form.