Yes Bank full-service commercial bank and the fourth largest bank in the private banking sector of India. It brings wide varieties of credit cards. Let’s know about the best credit cards from the bank.
YES First Preferred Credit Card:
YES First Preferred Credit Card is an exclusively designed credit card. The bank offers different features and benefits to meet the requirements of the customers and satisfy them. The cardholder will receive 15000 reward points on making the first transaction. On card renewal, the cardholder will earn 10000 reward points. On exceeding Rs 750000 annually, you will receive 20000 reward points as a bonus. On spending Rs 100 for retail purchases, you will earn eight reward points every time.
The cardholders will get complimentary three domestic airport lounge access in every quarter. You will also get a medical insurance cover of Rs 15. In the case of on-air death, you will get a life insurance coverage of Rs 1 crore. On fuel transaction of Rs 400-5000, you get eligible for fuel surcharge-waiver. On booking movie tickets at bookmyshow using the card, you get a 25% discount.
YES Premia Credit Card
YES Premia Credit Card brings a gamut of benefits and ensures a highly rewarding experience. This card allows contactless transaction for NFC technology. The cardholders earn four reward points for purchasing Rs 100. By using the card for purchasing groceries, dining or at the supermarket, you will earn five reward points for spending Rs 100. You can redeem the reward points and purchase anything or convert to JP miles.
The cardholders can avail a discount of 25% on booking movie tickets at bookmyshow. The cardholders are eligible for priority pass membership complimentary lounge visit. The interest rate for a cash advance is 2.99% per month or 35.88% annually. For revolving credit, the interest rate is 3.22% per month or 38.64% annually. YES Bank offers a credit shield cover of Rs 2.5 lakhs for accidental death. The cardholders are eligible for fuel surcharge-waiver after making a transaction of Rs 400-5000. The first year membership fee is Rs 1500 + Applicable taxes. If the cardholder spends Rs 20000 on the card within 90 days of card activation, YES Bank will waive off the first year membership fee. The renewal fee of membership is Rs 1500 + applicable taxes. If the user spends more than Rs 150000 within the first year before the renewal date, the bank will waive off the renewal fee.
YES Prosperity Edge Credit Card
YES Prosperity Edge Credit Card comes with incredible benefits and features suitable for a specific category of customers. The cardholders will get assured welcome reward of 1500 reward points on spending Rs 7500 within the 30 days of card activation. If the user spends Rs 6 lakhs in the first year before the renewal date, the user will earn 15000 bonus reward points. On spending Rs 100, the user will earn six reward points on birthday, five reward points on spending abroad, four reward points for spending online, three reward points on retail purchases. The cardholder can redeem the reward points for booking movie tickets, hotels or flights or even can convert the reward points to JP Miles.
The cardholder will get complimentary golf lesson program in India and will also get a waiver on three green-fees at selected golf courses in India. The user will get complimentary priority pass membership for lounge access. YES Bank offers Rs 50 Lakh life insurance cover to the cardholder for air accident. The cardholder also is eligible for Rs 15 lakhs medical insurance while traveling abroad.
The interest rate for the overdue amount, revolving credit and cash advance are 2.99% monthly or 35.88% annually for the users having an account, and for non-account holders, the interest rate is 3.225 monthly or 38.64% annually. You can avail fuel surcharge waiver on using the card for fuel filling of Rs 400-5000. The first year membership fee is Rs 1000 which the bank will waive if the cardholder spends Rs 15000 within 90 days of card activation. The membership renewal fee is Rs 1000, and the bank will waive the fee if the cardholder spends Rs 75000 before the renewal date.